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How to Work Your Way Out of Debts

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Debts arising from several actions we take on a daily basis somehow stick around to haunt us.

From student loans to credit cards, the list can be endless.

Dealing with Debt
The practical steps to take when you are faced with a debt crisis include:
Lender Consultation
Most people shy away from their lenders when faced with default on repayments. When dealing with institutional lenders, this is an opening that can be explored.
It can give you a chance to get a moratorium or even get migrated to lower service plans. You will never know what is possible until you try.
So, never run away from your lender, engage and let them know what might be responsible for a forthcoming default or a short-term squeeze.
Look Out for Scholarships and Education Subsidies
Many people are oblivious of the fact that there are a number of scholarship plans that can be utilized for the education of their wards and dependents.
A debt crisis provides veritable grounds to search out these options that can …

The Whole New World of Cryptocurrency Staking and All You Need To Know

Cryptocurrency staking: What is it?

In the cryptocurrency world, there are about as many ways of making money as there are currencies. Since crypto aren’t only seen as currencies, but also as investments, several currencies and methods have appeared that allow for people to earn income passively. One of those methods, one that has recently become more common, is staking.

When banking with fiat currency, one of the many options people are offered is a fixed account. These contracts require the person to deposit a certain amount of money in the bank and leave it there, frozen, for a set amount of time.

Once that time is up, the money goes back to the person along with an interest payment higher than they would have obtained with a savings account.

It's one of the less smart investment methods in fiat currencies, if only because interests are often too low so earnings are relatively small when compared with other, less safe investments.

However, since they are risk-free, people stil…

What You Believe Google Shares Sold For $85 in 2014? The Crypto Market Secrets By Insiders You Can Use

Google share price was $1251.88 by midday EST today. Can you compare the present price to the $85 it sold for in 2002?

Opportunity abounds for investment around the globe, but only a few people have the winning insight.

The Crypto Goldmine

To date, new cryptocurrency projects have continued to make it to the market. Why is this the case? There are several use cases that promote their use and adoption.

Ripple has disrupted the global money transfer market. Bitcoin is becoming a store of value. And Binance blockchain is proving that there is a future for cryptocurrency.

What You Need to Do

I guess you do not want to miss out on the unfolding opportunities in the crypto marketplace. There are a number of things you can do:

Start trading crypto

You need a basic understanding to trade crypto. You need to know the simple link between bitcoin, altcoins, and the stablecoins.

Bitcoin is the premier cryptocurrency as it was launched in 2009. Since then, it has grown in leaps and bounds. What ca…

The Leading Causes of Debt Around the Globe

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Managing the Intricacies of Debt

Many people across the country have to grapple with the issue of debts at one point or the other in their lifetime. This is traceable to the fact that financial transactions take place on a day to day basis with the attendant commitment that results when final payment is not made for goods purchased or services received.

The focal point in debt management is to ensure that personal financial profile is not dented by failure to meet payment terms. In the same vein, fund or service providers needs to be kept happy by adhering to the terms of the business or financial transaction.

Debt requires all the attention necessary because it is not just a finance issue but also a lifestyle indicator and it cuts into every facet of life.

For best effect, many proponents of financial literacy have advocated for the inclusion of debt management modules in high school curricula so that people can begin to learn this vital survival skill from an earl…

Cryptocurrencies and Online Business Opportunities Loom Large in Today's World

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The online business advantage cannot be compared to any other in today's world.To get the right skills for a business or profession has become easier than at any other time in human history.

Millions of transactions take place online across the globe every second, such that people have access to a wide range of services with access to the Internet.
Online business training programs provided by expert coaches are part of such services. Expert coaches can surely show the way on how to grow an online business.
The Expert Coach Advantage
Some of the world’s most visible businesses are franchises. The range of companies you will find here range from beauty to fashion, as well as lifestyle products to consulting services.
Global franchises have developed excellent business practices, ideas, platform and effective tools to aid people across the globe in the fulfillment of their business goals. The Range of Online Business Training Services
Expert coaches provide prof…

Why Cryptocurrency Exchanges Make Money

The past decades have seen intense digitalization of many processes which were normally conducted physically, in person. This trend is expected to continue for a decent amount of time, engulfing all of our physical work into the digital realm of computers and machines.

In that particular respect, another faction of our life that is soon expected to be engulfed by the digital and online realm is the concept of banking and money. The past decade has seen an exponential rise in the presence of virtual and cryptocurrencies on the global and virtual market.

This can be a credit to several features, such as an overall sense of safety or the reduction of physical engagement hours. After all, who would want to wait hours on end to deposit their money?

The solution to such predicaments was the conception of money that existed solely on the World Wide Web and can be redeemed for ‘actual’ money or purchase in the form of credit exchange. However, it is an interesting prospect if one considers …

IEOs Emerge As A preferred Fundraising Alternative As The Crypto Spring Sets In

The world of cryptocurrencies is abuzz with a frenzy of activities right now as markets witness a price surge.

The bandwagon effect of Bitcoin has spread rapidly across the board, and my tokens and coins are seeing a flurry of green shoots.

Enter IEOs

Apparently smarting from the less-than-desirable end of ICOs last year, many entrepreneurs in the crypto scene are now looking to initial exchange offerings instead of an ICO.

The mere mention of ICOs generates different responses.

However, with the assurance of a great reputation, Binance has led the field in hosting more IEOs seen so far this year.

On Binance, the launchpad is the avenue for projects to be evaluated and given the nod. Successful projects are given the exposure and opportunity to raise funds from users of Binance.

The Binance playbook for IEOs is open to all and sundry, but only a few get the nod. This places a responsibility on project promoters to do proper homework in order to come up with a winning proposal.

Primarily…

The Penny Stock Attraction and What You Must Know

There are virtually thousands of penny stocks available and each day, new ones are listed. Often, a trader’s dilemma is making the right pick. The insights you need to choose a penny stock might be trader-specific, but there are general tips that will definitely be of great help when looking out for worthy penny stocks.

Penny Stock - Definition

Basically, this is a stock with small market cap, mostly illiquid, trades at less than $5, and often listed on smaller exchanges.
The penny stock market is often referred to as an OTC (over-the-counter) market because its structure and oversight are not like the major equity markets. Penny stocks are mostly issued by new, struggling, non-existent or sometimes worthless companies and they are often listed and traded on ‘pink sheets and OTCBB.’

Penny stocks are highly speculative and are considered a speculative investment due to possible illiquidity, limited shareholders data, volatility, limited disclosure, mismanagement and little or no regu…

Students and Council Taxes in Glasgow: All You Need to know

If you live in Glasgow, you are likely to have an obligation under the British council tax laws. However, there are specific guidelines that identify who qualifies as a student for the purpose of council tax.

It is important to understand who is recognized as a student in this regard to avoid any misapplication of the guidelines.

According to various sections of the council tax laws, there are two broad categories of students. These are full-time students and part-time students.

The Student’s Bill?

A student according to council tax guidelines is:

(i) Someone not yet 20 years old and is undergoing studies leading to the award of A-Level Education Certificate or having a 12 hours daytime study weekly under the Scottish Higher Certificate of Education. Any of these courses has to be for a duration of more than 3 months.

(ii) Someone working in an institution of learning that is British Council -registered as a foreign language assistant

(iii) Someone attending a course of study with…

As A Crypto Trader, You Need To Understand The Price Disparities In The Marketplace

Image by hackernoon Why do token values vary so much?
This is a logical question. If a cryptocurrency token is tied to the value of the blockchain, how come it can go up or down so much in a matter of hours?
The trick is in the wording. A cryptocurrency token, just as a company share, isn’t based on real value. It’s based on perceived value.

TABLE SHOWING THE TOP 10 AND LAST ON THE CRYPTO CHART 2156 COINMARKETCAP
Remember that the value of fiat currency is based on trust in the economy? Just as well, the value of a company is based on people’s trust in its success. As for the value of a blockchain? It’s exactly the same.
This concept of trust is why stock and cryptocurrency markets can operate based on offer and demand. When you buy a share in a company, you do so because you believe that a small piece of the company is worth what you pay. And you buy it because you expect the company will do well and its value will go up.
However, if that very night the company’s CEO is found dead in …

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